Thai Baht for Chiang Mai and Northern Thailand
Chiang Mai's old city, night markets and mountain temples make the north a highlight of any Thailand trip, and it is noticeably more cash-based than Bangkok or the islands. Buy Thai baht in advance from a commission-free provider such as Travel FX and the north becomes very easy to travel.
Cash-first territory
Guesthouses, khao soi kitchens, red truck taxis, temple donations and hill-tribe village markets nearly all expect notes. Cash machines exist in town, but foreign cards attract withdrawal fees that add up over a fortnight.
Day trips and tours
Cooking classes, elephant sanctuaries and treks are often cheaper when paid in cash directly with local operators, so carrying enough baht widens your options.
Getting it sorted
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